Malta Residency
A Strategic European Island for Global Investors
English is spoken widely and is one of the country's two official languages, which removes a lot of the friction that comes with relocating to a new country. The legal framework follows EU principles, and the regulatory environment is well established. For anyone coming from outside Europe, this matters.
The financial services industry is well developed, the infrastructure is modern, and day-to-day life is comfortable. English is an official language, healthcare standards are high, and Malta consistently ranks among the world's safest countries. People who choose Malta for long-term residency often decide to make it their permanent home.
CAPITAL
Valletta
TOTAL AREA
316 km²
POPULATION
500,000+
LANGUAGE
English & Maltese
PROGRAM OVERVIEW
Malta Residency by Investment Program
Launched in 2021 and built on the foundations of its predecessor program, the Malta Permanent Residence Program (MPRP) is now one of the most established residency by investment options in Europe. It combines property commitment, government contribution, and strict due diligence to ensure long-term credibility.
Unlike temporary residency programs, this structure grants permanent residency status, making it suitable for investors seeking stability rather than short-term access.
PROGRAM ADVANTAGES
Benefits of Malta Residency
Permanent Residency in an EU Country
Schengen Zone Access
No Strict Stay Requirement
Family Inclusion
Structured Investment Commitment
High Quality of Life
INVESTMENT OPTIONS
Malta Residency Cost
Structured Investment Requirements
APPLICATION PROCESS
How the Application Process Works
The Malta residency by investment process is structured and regulated to ensure transparency and proper due diligence at every stage.
Initial Consultation
Document Preparation
Application Submission
Due Diligence
Investment Completion
Residency Issuance
ELIGIBILITY AND TIMELINE
Requirements of Malta Residency
APPLICANT
Who Can Apply
To qualify for the Malta residency by investment program, applicants must:
- Be a non-EU national
- Be at least 18 years old
- Hold a valid passport
- Have a clean criminal record
- Maintain valid health insurance
- Successfully pass due diligence checks
Financial Requirement
Applicants must demonstrate financial capacity through one of the following:
- Capital assets of at least €500,000, including €150,000 in financial assets
OR
- Capital assets of at least €650,000, including €75,000 in financial assets
Family Members Included
- Spouse
- Dependent children
- Parents and grandparents
Processing Timeline
- 4–8 months on average
- Includes due diligence and approval stages
- Residency granted after completion of requirements.
Citizenship Pathway
RESIDENCY THROUGH MALTA GOLDEN VISA
5yrs
A2
Requirements To Qualify for Citizenship
Timeline Note
*Proposed amendments to Portugal's Nationality Law were passed in October 2025 but were partially rejected by the Constitutional Court in December 2025. The five-year citizenship pathway remains in effect for now. We recommend staying in close contact with your advisor as this situation continues to develop.
WHY UNO CAPITAL
Experience. Integrity. Results.
Over 25 Years of Combined Experience
In Citizenship by Investment, Residency by Investment, and Second Passport services worldwide.
Trusted by 1000+ Clients
Who have successfully secured their residency or citizenship.
Access to 15+ Specialized Programs
Tailored to meet diverse investment and residency needs.
Strong Partnerships
Across Turkey, Vanuatu, the Caribbean, and Europe.
Expert Legal Guidance
Ensuring a smooth and transparent process every step of the way.
Government-Compliant and Secure Process
Ensuring every application meets official regulations and due diligence standards.
End-to-End Application Management
From initial consultation to final approval, handled with complete confidentiality and efficiency.
BEGIN YOUR JOURNEY
Apply for Malta Residency Today
Start Your Application
INSIGHTS & UPDATES
Latest Insights on Citizenship & Residency
Malta Residency– FAQs
What is the minimum investment for Malta residency?
There’s no single number here; it depends on how you structure the application. You’ll need to show capital of at least €500,000, with €150,000 of that in liquid financial assets. On top of that, the actual investment components are a property purchase of at least €375,000 or a lease at €14,000 a year for five years, plus a €37,000 government contribution, a €60,000 administration fee that’s non-refundable, and a €2,000 donation to a Maltese NGO. Your total spend will shift depending on which property route you go with and how many family members you’re including.
Can Malta residency lead to citizenship?
Potentially, yes, but don’t expect it to happen automatically. Citizenship is handled through a completely separate process, with its own set of requirements and a different approval route. Permanent residency gets you in the door, but a Maltese passport is a different conversation altogether.
How long does Malta residency by investment take?
Realistically, you’re looking at somewhere between 4 to 8 months from the point of submission. A lot of it comes down to how thorough the due diligence review is and whether your documents are complete and clean when you submit.
Can I include my family in my Malta residency application?
Yes. Your spouse, children, and even parents or grandparents can be added to the same application. There are dependency criteria to meet, so each family member will need to satisfy the relevant conditions, but the program is genuinely family-friendly in how it’s structured.
Is the Malta residency program still active in 2026?
Yes. The Malta Permanent Residence Program remains active in 2026, and applications continue to be accepted under the current rules. The program is administered by Residency Malta Agency and provides qualifying applicants and their families with the right to reside in Malta and travel within the Schengen Area.
Can I buy a house in Malta and get residency?
That’s exactly how one of the routes works. You purchase a property at €375,000 minimum and combine that with the required fees and contributions. Worth knowing, though the property on its own doesn’t get you residency. The government contribution, admin fee, and donation all need to happen alongside it. Leasing is the other option if you’d prefer not to buy.
Is there a minimum stay requirement in Malta?
None at all. You don’t have to clock in a certain number of days each year to keep your status. A lot of people choose Malta precisely because of this — it works well if you’reconstantly on the move or based somewhere else most of the time.
How do I apply for Malta residency by investment?
You can’t apply directly; it has to go through a licensed agent who submits on your behalf to the Residency Malta Agency. From there, the agency runs its due diligence checks, and once those are cleared, you complete the qualifying investments. After everything is in order, the Residency Malta Agency issues your Maltese residence certificate, which serves as your official permit.