Residency By Investment

Portugal D7 Visa

The Portugal D7 Visa offers a residency route for non-EU citizens with stable passive income or financial means. It is widely chosen by retirees, remote earners, business owners, and financially independent families looking to relocate to Portugal and gain access to the Schengen Area.
Minimum Investment
From €920 Per Month
Processing Time
4–6 months
Visa-Free Access
Schengen Area Access

A European Lifestyle with Year-Round Appeal

Portugal is located on the edge of Europe. It has become a popular place for international families, retirees, and remote professionals. The reason for this is that Portugal has a nice climate, beautiful coastal cities and people do not rush around as much as in other places. The cost of living in Portugal is also pretty low compared to other parts of Western Europe.

Lisbon and Porto are still the places for foreigners to live but smaller areas in Portugal are also getting more attention from people who want a more peaceful life in the European Union.

Portugal is part of the Schengen Area and Portugal uses the Euro as its s national currency. Over time Portugal has become a place that people think of safe with good hospitals, good infrastructure and a great quality of life. These factors have made Portugal a popular destination for individuals and families seeking long-term residency within the European Union.

CAPITAL

Lisbon

TOTAL AREA

91,470 km²

POPULATION

10.4 million

LANGUAGE

Portuguese

PROGRAM OVERVIEW

Portugal D7 Visa Program

The D7 Visa is a residency option for non-EU citizens who already have a steady source of income outside Portugal. Many applicants use pensions, rental income, dividends, interest, royalties, or other recurring income to qualify.

The D7 Visa has become really popular with people who are retired and families who want a relaxed life in Europe. One of the reasons people consider the D7 route is that it does not require a high investment amount compared to some other residency programs.

After approval, applicants receive Portuguese residency and can live in the country legally while also traveling across the Schengen Area for short stays. Unlike Portugal's Golden Visa, the D7 Visa is designed for applicants who intend to make Portugal their primary place of residence. Residents are generally expected to spend at least 183 days per year in Portugal or maintain the country as their main home.

PROGRAM ADVANTAGES

Benefits of the Portugal D7 Visa

Lower Financial Entry Requirement

The D7 Visa is often considered one of the more accessible European residency options because it focuses on recurring income rather than large investments.

Family Inclusion

Eligible applicants may extend residency rights to qualifying family members, including a spouse, dependent children, and, in certain circumstances, dependent parents through Portugal's family reunification process.

Right to Live in Portugal

D7 Visa holders can make Portugal their primary place of residence and benefit from the country's public services, education system, and established healthcare network, subject to the applicable rules and registration requirements.

Access to the Schengen Area

Residents can travel across Schengen countries for short stays under the standard Schengen rules.

Path to Permanent Residency

After five years of legal residency, applicants may become eligible for permanent residency, provided the required conditions are met.

Work and Business Flexibility

Unlike some residency programs that restrict employment, the D7 Visa allows holders to accept employment in Portugal, work independently, or establish a Portuguese business after obtaining their residence permit.

INVESTMENT OPTIONS

Portugal Golden Visa Cost 

The total cost varies depending on which investment route you choose and how many family members you're including. Here's a realistic breakdown:

Minimum Passive Income Requirement

Applicants are generally expected to show recurring income of at least:
€920 per month for the main applicant
Additional amounts for family members included in the application
Cultural Heritage: €250,000 (€200,000 in low-density areas).

Current guidance commonly includes:

50% of the main applicant’s amount for a spouse or dependent adult 30% for each dependent child under 18
Government-approved donation

Savings Requirement

Applicants are also expected to show sufficient savings or other financial means to support themselves in Portugal. Exact expectations can vary depending on the consulate and the applicant’s overall profile.

Accommodation Requirement

Applicants must show proof of accommodation in Portugal through either:
a rental agreement, or
property ownership
Long-term rental contracts are commonly used during the application process.
*All figures, fees, and investment requirements are based on the latest available information and are subject to change. Please contact our team for the most current program details.

APPLICATION PROCESS

How the Portugal D7 Visa Process Works

The process is designed to be efficient and straightforward for qualified applicants.

Book a Private Consultation
01

Initial Assessment

UNO Capital reviews the applicant’s financial profile, income sources, and eligibility for the Portugal D7 Visa.
02

Portuguese Tax Number & Bank Account

Applicants obtain a Portuguese NIF number and, where required, open a local bank account before proceeding with the application.

03

Accommodation Arrangement

A rental agreement or proof of accommodation in Portugal is secured as part of the visa file.
04

Document Preparation

Financial records, police clearance certificates, insurance documents, and supporting paperwork are prepared for submission.
05

Consular Appointment

The D7 Visa application is submitted through the relevant Portuguese consulate or embassy in the applicant’s country of residence.
06

Visa Approval & Entry into Portugal

Once approved, the applicant receives a visa allowing entry into Portugal to complete the residency process.
07

Residence Permit Appointment

Applicants attend their residency appointment in Portugal, complete biometrics, and receive their residence permits.

ELIGIBILITY AND TIMELINE

Requirements of Portugal D7 Visa

APPLICANT

Who Can Apply

The Portugal D7 Visa is available to non-EU and non-EEA nationals who can demonstrate stable recurring income and the intention to reside in Portugal.  

The visa is commonly used by:

  • Retirees  
  • Remote earners
  • Self-employed individuals  
  • Financially independent applicants
  • Families relocating to Portugal
APPLICANT

Residency Stay Requirement

Unlike some investment residency programs, the D7 Visa requires physical presence in Portugal.

Applicants are generally expected to spend at least 183 days per year in Portugal or maintain Portugal as their main place of residence.

APPLICANT

Required Documents for the Portugal D7 Visa

Applicants are generally required to prepare:

The process generally includes:  

  • Valid passport
  • Completed visa application forms  
  • Proof of recurring income and/or financial means
  • Portuguese bank account details
  • Proof of accommodation in Portugal 
  • Police clearance certificates 
  • Health insurance valid in Portugal 
  • Recent bank statements and tax records 

Additional documents may be requested depending on the applicant’s background and family structure. 

APPLICANT

Processing Timeline

4–6 Months 

The timeline can vary depending on consular appointments, documentation, and residency approvals inside Portugal.

Citizenship Pathway 

Long-Term Residency in Portugal Through the D7 Visa

The Portugal D7 Visa is designed for individuals and families with stable passive income who wish to make Portugal their primary home. It offers legal residency, access to the Schengen Area, and a potential pathway to permanent residency and Portuguese citizenship, subject to meeting applicable requirements.

5yrs

Residency before citizenship eligibility

A2

Portuguese language level required

Requirements To Qualify for Citizenship

Five years of valid legal residence in Portugal
Basic Portuguese language ability, an A2 level certificate is required
No criminal convictions carrying a sentence of three years or more under Portuguese law
A demonstrable connection to the Portuguese community

Timeline Note

One practical point worth knowing: the five-year residency clock runs from the date you submit your original application, not from when your residence card was physically issued. Given current processing times, that distinction can shave meaningful time off your overall journey to citizenship.

*Proposed amendments to Portugal's Nationality Law were passed in October 2025 but were partially rejected by the Constitutional Court in December 2025. The five-year citizenship pathway remains in effect for now. We recommend staying in close contact with your advisor as this situation continues to develop.

WHY UNO CAPITAL

Experience. Integrity. Results.

With decades of combined expertise in investment migration,we deliver structured, compliant, and results-driven solutions worldwide.

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FAQ

Portugal D7 Visa – FAQs

Find clear answers about the Portugal D7 Visa, including eligibility, investment options, timelines, and application requirements.